Petare, D. P. A. ., H. P. . Josyula, S. R. . Landge, S. K. K. . Gatala, and S. R. . Gunturu. “Central Bank Digital Currencies: Exploring The Future Of Money And Banking”. Migration Letters, vol. 21, no. S7, Mar. 2024, pp. 640-51, https://migrationletters.com/index.php/ml/article/view/8789.