Aditya, Mochammad Yana, Farida Jasfar, and Tatiek Mariyanti. 2024. “The Effect of Service, Customer Knowledge, And Word of Mouth on The Growth of Business Finance in Shara People’s Financing Bank (BPRS) With Religiosity As a Moderation Variable”. Migration Letters 21 (4). London, UK:1096-1108. https://migrationletters.com/index.php/ml/article/view/7936.