The Impact of Banking Revenue Structure on Maximizing Bank Value and Its Reflection in Safety Indicators: An applied study of a number of Iraqi Banks listed in the Iraqi Stock Exchange

Abstract

This study aims to examine the impact of the banking revenue structure on maximizing the bank’s value and its reflection in safety indicators. The study sample consists of ten Iraqi banks from various regions, investigating how banks generate funds and identifying factors that can make the bank more valuable while maintaining its safety. To achieve satisfactory results, the researcher employed a methodology based on analyzing financial data and banking indicators for the study sample banks, using various statistical models to analyse the relationships between revenue structure and market value. The study concluded several recommendations, including the crucial role of the banking revenue structure in maximizing the bank's value. The study relies on its findings to provide recommendations to banks regarding their revenue structure and how to improve it for value maximization and enhanced safety indicators. Recommendations may include guiding banks towards diversifying revenue sources, improving the performance of financial products and services, enhancing financial risk management, and adopting suitable investment strategies. The study provides useful information for banks and those monitoring banks for improvement, helping them to increase profitability and enhance safety. Suggestions may assist banks in making more informed choices and improving long-term financial performance.