The Impact the Relationship between the Management of the Financial Crisis and the Rationalization of the Decision-making Process in the Environment of Iraqi Banks

Abstract

The study aims to study the relationship between financial crisis management and rationalization of decision-making in some Iraqi banks. It shows the extent of the impact of financial crisis management in rationalizing decision-making, and determining the level of impact relationships between the main variables and their dimensions in the field. The sample of the study was represented by employees in Iraqi commercial banks, namely (Assistant Auditor, auditor, senior auditor, Assistant Audit Manager, Senior Audit Manager - all individuals with experience in the field of study), the number of (20) banks, and 450, and were retrieved When sorting and compiling the forms for the purpose of preparing them for the analysis process ,it turned out that there are (9) forms that are not valid for analysis, so the total of the forms that are valid for analysis is (413). the analytical descriptive method has been used, and the descriptive method of phenomena and various scientific problems, and corresponds to solutions, according to its requirements. The results showed that the management of the financial crisis contributed to the explanation of the amount of (0.477) of the differences in the decision-making process, and the results show the validity of the presence of a moral impact of the management of the financial crisis in the decision-making process at the level of 0.05 significance. For employees of the studied banks Thestudy recommends: to encourage the use of the correct scientific method in decision-making, and to have the necessary flexibility to amend decisions ,in line with future developments ,and the need to adopt all banks in activating the concept of crisis management in order to be present and ready to work at all times. The need to correct obstacles and deviations and address them and make them a tool of strength for crisis management and not weaknesses that stand in the way of applying them when a crisis occurs within the bank.